Werewolf clothing bills

I imagine that one problem with being a werewolf would be how much cloths you went through. Some authors give it a magical process and you keep all your cloths as is. I find that kind of silly. I like the more popular you lose whatever you're wearing so wear something you don't mind losing. But even wearing crap all the time I've got to imagine that it costs a lot of money. Getting naked all the time would be difficult too. With public decency laws and all. It's amazing how many characters get away with being naked all the freaking time. I mean around here you can't throw a stone without hitting a cop.